A good afternoon, female and you will gentlemen. Thanks for condition by the. Thank you for visiting brand new Affirm Holdings Financial Season 2022 2nd One-fourth Income Fulfilling Call. Today, every outlines was indeed put-on mute to end people record looks. After the speakers’ opinions, we’re going to discover the newest line to suit your issues. Once the a reminder, so it conference phone call has been submitted and a great replay of the call could well be on their Trader Relations site to possess a good reasonable time frame following the name.

I would personally today desire to change the decision over to Ron Clark, Vice-president regarding Investor Connections. Thank-you. You can initiate.

Before we begin, I want to encourage group hearing you to today’s call get have forward-searching statements. These types of forward-searching statements are at the mercy of several risks and you may concerns, plus people set forth within filings into SEC, being on our Investor Relationships site. Real results may differ materially off people give-searching statements we generate now. These send-lookin statements cam merely as of today in addition to team do not imagine people responsibility otherwise intent to help you posting him or her, but as needed by law.

Simultaneously, the current call are normally taken for low-GAAP financial actions. Such procedures should be considered while the an enhance to help you, but not as a substitute to own GAAP financial strategies. Lees verder →